It\u2019s a week before your trip and you get the sniffles\u2026now what? Of course the sniffles can be just that \u2014 a minor inconvenience that quickly clears up before takeoff. In most cases, just a false alarm.<\/p>\n
But it can also morph into something else, possibly interfering with the trip you\u2019ve spent months planning and paying for.<\/p>\n
Life being what it is, occasionally medical issues, extreme weather or other events crop up and force us to interrupt our travel plans.<\/p>\n
If you already have travel insurance, check your policy. It may already have coverage for trip cancellation or trip interruption. If so, make sure you have enough coverage. If not, it\u2019s a good idea to add or top up, especially as you\u2019re investing a lot of time and money in your trip.<\/p>\n
What\u2019s the difference between trip cancellation and trip interruption insurance? Trip cancellation kicks in if certain medical or non-medical events occur\u00a0before\u00a0<\/i>you leave home, so you\u2019re reimbursed on all or some costs, depending on your coverage. Trip interruption reimburses you if a similar set of events occur\u00a0after\u00a0<\/i>you leave home and\u00a0during<\/i>\u00a0your trip and you\u2019re forced to return home.<\/p>\n
Check your policy, if you have one, and talk to a licensed agent before planning your trip. Generally, coverage can vary depending on a number of factors, including:<\/p>\n